Scope of benefits

• Incoming Medical Insurance inc. Medical Emergency Assistance
• Personal Liability Insurance inc. Insurance of deportation costs
• Curtailment and Interruption Insurance
• Accident Insurance

Incoming Medical Insurance for students and au pairs (part G)*
with Medical Emergency Assistance (part B) for students and au pairs

In the event of illness or accident, we will pay the costs of

• necessary in-patient and out-patient treatment in a host country**
• medical transport to the nearest suitable hospital
• drugs, medicines and bandages
• hospital visit for a person close to the insured person
• dental treatment for the relief of pain up to EUR 250
• dispatch of medicines which have been lost
• medically effective evacuation to the home country, if it is likely that you will have to definitively terminate your stay in the host country

In an emergency, our Emergency Call Centre is available to you 24 hours a day.

Insurance cover is applicable for your stay in the host country** and for trips during the insured stay up to a maximum of 42 days. Cover is not provided for home holidays.


Accident Insurance for students and au pairs (part C)
We will pay benefit if an accident leads to permanent disablement or death.
If you have an accident, we will pay for you the costs of search, rescue or recovery operations up to EUR 5,000

Insured sums:

• in case of death EUR 5,000
• in case of invalidity up to EUR 50,000
• Insurance cover is applicable for your stay in the host country** and for trips during the insured stay up to a maximum of 42 days. Cover is also provided for home holidays up to a maximum of 42 days.

Personal Liability Insurance for students and au pairs (part D)*
incl. Insurance of deportation costs (part E)

Cover is provided for personal liability risks (injury to persons and damage to property). This is also applicable for damage in the rented accommodation, to the rented furniture or in the household of the host family up to a total of EUR 1,000.
We will pay for you the verified costs of deportation up to EUR 2,000.

Insured sums:

• flat-rate EUR 1 million per insured event
• for rented property damage to furniture EUR 1,000
• Insurance cover is applicable for your stay in the host country** and for trips during the insured stay up to a maximum of 42 days. Cover is not provided for home holidays. Cover is not provided under insurance of deportation costs for persons who have entered the country illegally.

Deadline for taking out insurance:

Incoming Complete Cover for students and au pairs must be taken out before the trip begins and at the latest on the day the person enters the first host country

Insurance Terms and conditions